It’s Not Too Late To Use Your Dental Benefits!
Discover 5 convincing reasons to squeeze in more dental care before the end of the year.
Yes, 2014 is almost over but that doesn’t mean you should give up on your quest to maximize this year’s dental benefits. Here are 5 convincing reasons you should pick up the phone and make an appointment to use up your dental benefits today.
Use It or Lose It
While different dental insurance plans may cap your annual benefits at different dollar amounts, all plans maintain a use it or lose it policy where any unused benefits disappear at the end of the year. So, for example, if your plan entitles you to $1,000 in coverage per year, and you’ve only used $500, you’re entitled to $500 more in care! You can’t save this benefit for next year, so you might as well use it now.
Don’t Lose Your Deductible
Just as available benefits start over at the beginning of the New Year, so does your deductible. If you have already paid your full deductible this year, your insurance company will pay for any further covered care you may need. If you wait until next year to get this care, you will have to shell out that high deductible all over again.
Don’t Waste Your Premiums
At a bare minimum, you want to make sure that you take benefits equal to the amount of money you have paid into your dental insurance plan as premiums. Otherwise, you are actually losing money on your insurance coverage.
Avoid Fee Increases
Dental providers typically reassess their fees and expenses at the end of each year. They may need to raise the cost of various dental services to account for increases in the costs of doing business. By getting your care now, you can make sure you receive the current price. By waiting until next year, you risk having fees go up, in which case you would likely pay more out of pocket for your care.
Prevent Future Dental Problems
One final reason to use your dental coverage to get more care right now is that this has the potential to save you from the pain and expense of future dental problems. For example, by getting another routine cleaning and exam you can help prevent tooth decay and gum disease, as well as potentially catch and correct any developing cavities or other dental problems before they have a chance to grow worse.
Call California Dental Group Now
Check your dental insurance coverage and then call California Dental Group to make an appointment for the preventative, restorative, or cosmetic dental care you want. With 7 locations to serve you and convenient evening and weekend opening hours, we’re sure to be able to provide you with an appointment before the New Year.
