Dental News

How to Afford Dental Work When You Don’t Have Dental Insurance in California

October 28, 2020

How to Afford Dental Work When You Don’t Have Dental Insurance in California

All too often, a person will come to California Dental Group with neglected teeth and gums because they did not have dental insurance and assumed they were out of options. This is false. There are actually several financing options that can help you get the dental care you need. Call California Dental Group now at (800) 407-0161 to learn how we can help.

Dental Financing with Lending Club

Lending Club helps people pay for all types of dental procedures, from emergency root canals to braces. Applying is easy through an online application that offers essentially instant information on whether or not you were approved. If you are, you can count on flexible payment plans to make it easier to get your dental care paid off.

Health Care Credit Cards Might Be the Right Option

There are also credit cards created specifically for health care needs. They are convenient for families, especially because they offer open lines of credit that allow you to pay for things as they come up. They can also be used for other medical care needs – not just dental care. These accounts are often approved for people who poor credit scores and can offer the option to borrow anywhere from $200 to thousands of dollars.

They also offer affordable monthly payments, and some borrowers are eligible for a special APR of 0% for the first 18 months. You can even access your account online. As a bonus, our staff at California Dental Group has worked with Care Credit many times so we understand it well. We are happy to talk to you if you want more information on the pros and cons of this option.

Prosper Healthcare Lending Has Its Own Benefits

One of the most well-known companies in the healthcare financing industry, Prosper Healthcare Lending has lent more than $3 billion and helped more than one-quarter million people. They offer immediate decisions on applications and apply does not affect your credit. Their lending terms are often longer than other options, which means lower payments each month. There are no payments for paying off the account early and they do not require collateral.

Don’t Let Money Be the Reason You Do Not Visit the Dentist

We know that times are tough and finances are complicated. However, whatever your oral health issues are, they are not going to get worse. As time goes on and they are left untreated, you are likely to experience additional symptoms and require more costly help. Call California Dental Group at (800) 407-0161 right now to avoid the pain and cost of an emergency dental visit.

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