Dental News

You Can Afford Cosmetic Dental Care

October 17, 2014

Strategies for affording your smile makeover.

Cosmetic Dental CareUnfortunately, most insurance plans don’t cover all the cosmetic dental treatments you may need to achieve the smile of your dreams. The good news is that you have other options for getting the care you need. Here are some sample strategies for affording your cosmetic dental care.

Use a New Patient Coupon

Currently, we are offering a new patient coupon that gets you a great deal on professional teeth whitening. This is a relatively quick and easy cosmetic treatment that can brighten your teeth significantly and take years off your smile.

Use Your Flex Spending Account

Flexible spending accounts are a great tool for helping to pay for health care expenses, including cosmetic dental work. You get to fund the account with pre-tax money, which reduces your taxable income and helps you save money at the end of the year. The amount you will save depends on your tax bracket and the amount you put into the account. One tip: it is very important not to over-contribute to your account, as you will lose any funds you don’t spend by the end of the current year’s grace period. Come to California Dental Group and we’ll help you plan your smile makeover and let you know how much to contribute to your account to cover your care.

Start Your Own Savings Account

Another idea for helping to afford cosmetic dental care is to give up things that are bad for your teeth, and put aside the money saved in this way for your future treatment. For example, if you grab a Starbucks coffee every day, you’re spending $3 to $4 on a beverage that, while delicious, can actually stain your teeth if you’re not careful. Soda is another example of a luxury you can give up you’ll be saving your teeth from harmful sugars and acids while also saving a few bucks every day for your cosmetic dental treatment.

Apply for Financing

If you are interested in extensive cosmetic dental work, like dental implants, you may want to consider applying for some type of special financing. This way, you can get the work done right now. At California Dental Group, we can help patients explore the options offered by Care Credit or Wells Fargo Health Advantage credit cards as well as American Healthcare Lending. Depending on your credit score and the amount you’re borrowing, you may even be able to get no-interest financing for 12 to 24 months.