Dental News

Don’t Wait for the End of the Year to Use the Money in Your Flexible Savings Account

July 5, 2016

Don’t Wait for the End of the Year to Use the Money in Your Flexible Savings Account

The truth is that most insurance plans have less than ideal dental plans. They likely cover your routine cleaning and exam, and they may cover a portion of emergency needs you have, but they likely don’t cover cosmetic options that help you look your best. The good news is that a Flexible Savings Account can help. These accounts let you pay for your oral health care, along with other health costs, with pre-tax income – which can save you big in the long run.

The big catch many don’t know about Flexible Savings Account

Flexible Savings Accounts can save you cash but there’s one thing to keep in mind: the funds expire at the end of the year. It’s truly a use or it lose it situation. There are no exceptions and there’s no way to recover any contributions you haven’t used up. You can’t even roll over the funds for future years.

Four ideas to get the most from your Flexible Savings Account

Many people don’t start thinking about their funds until the end of the year is upon them. With plans for the holidays and busy schedules, it can be difficult to get in and use up your funds. That’s why California Dental Group encourages our patients to use their funds throughout the year. Here are four ideas that will help you make the most of your Flexible Savings Account funds.

  1. Have your teeth whitened. A teeth-whitening procedure only takes an hour but it can have dramatic results.
  2. Replace old fillings. Fillings don’t last forever but you don’t have to wait for them to fail to replace them. We can replace silver amalgam fillings with white composite fillings that are virtually invisible to the naked eye.
  3. Have your teeth cleaned. We recommend dental cleanings twice a year, at a minimum. If you have a history of oral health issues then it may make sense to have cleanings more frequently.
  4. Have your restorations updated. Whether you have crowns, veneers, bridges, or dentures, you may need adjustments or updates. Get ahead of the game and use up your Flexible Savings Account funds at the same time.

Let us help you plan future Flexible Savings Account contributions

Figuring out how to make the most use of your Flexible Savings Account funds can be a challenge. It’s hard to know how much to put in your account. To avoid this situation, let California Dental Group help you budget for next year’s dental expenses. We can assess your needs, whether you need restorations or braces, and give you advice on how much you’ll need tin your Flexible Savings Account.

Are you ready to have your teeth cleaned, repaired, or restored? Then now is the time to call California Dental Group. Call us today at (800) 407-0161 and let us schedule your appointment. You won’t find a more compassionate or professional dental office in the state of California.

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